Roxby vs Baselane

Keep your existing bank accounts. Get dedicated STR books.

Baselane requires opening proprietary bank accounts to unlock automated bookkeeping. Roxby is bank-agnostic, connecting supported accounts through Plaid.

Cost comparison
Roxby$29 / monthFlat pricing, all features
BaselaneFree with deposit lock-inBanking-first landlord platform

No need to move business operating accounts, change cards, or route funds through a third party.

Side-by-side comparison

Roxby vs Baselane comparison matrix.

See how purpose-built short-term rental accounting compares against generic alternatives.

CapabilityRoxbyBaselaneWhy it matters for hosts
Banking Freedom
Connect supported existing checking, savings, and credit-card accounts through Plaid
Requires moving your deposits and opening proprietary checking accounts for full features
Roxby does not require funds to be moved into a Roxby bank account.
STR Statement Parsing
Imports supported official Airbnb CSV and Vrbo XLSX reports to separate available source components
Relies primarily on bank transaction descriptions without OTA statement ingestion
Bank feeds show net deposits; supported platform statements can provide available fee, tax, and adjustment components for review.
Mortgage Debt Service Allocation
Supports reviewed separation of principal, interest, and escrow components from available lender records
Treats entire mortgage payment as single line or requires manual split entry each month
Principal, interest, and escrow components can receive different book and tax treatment and require review.
Accounting-First Design
Independent double-entry ledger focused on monthly books and closes
Banking and card-issuing company where accounting is an auxiliary hook
Separates the accounting workflow from deposit custody.
Accountant Viewer Access
Read-only CPA portal included in every plan without sharing banking login credentials
Sharing access often requires granting user credentials to your banking portal
Uses customer-authorized professional access with explicit client and entity scope.

Key architectural differences

The hidden costs of generic tools.

Keep Existing Banking Relationships

Roxby advantage

Connect supported accounts through Plaid without opening a Roxby bank account or moving funds to Roxby.

Baselane limitation

Switching banks requires notifying platforms, updating turnover cleaner payment routing, and changing utility auto-pay accounts.

Source-Linked Report Drilldown

Roxby advantage

Supported report amounts drill down to posted lines and linked available source records.

Baselane limitation

Transaction histories are tied to proprietary banking records that are difficult to export cleanly if you ever switch services.

Comparative Information & Trademark Notice: Competitor product names, logos, and trademarks (including Baselane) are the property of their respective trademark holders. Reference to them does not imply any affiliation, sponsorship, or endorsement. Comparative data is compiled from publicly available pricing and product documentation as of September 2026. Features, pricing tiers, and terms are subject to change by each provider.

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